Services
What we do.
We're an independent, fee-only fiduciary, paid only by our clients, never through commissions or product sales.
Whether you are an individual building wealth or an owner preparing for what is next, each service supports the others, so investment, planning, tax, and outside professional work never sit in separate silos.
For individuals & families
Portfolio management
Goals-based management across equities, fixed income, alternatives, and digital assets.
Portfolio management
Goals-based management across equities, fixed income, alternatives, and digital assets.
- Objective-based portfolio design
- Tax-aware focus
- Direct ownership of individual securities
Financial planning
Structure for the decisions beyond the portfolio: retirement, cash flow, and life's big moments.
Financial planning
Structure for the decisions beyond the portfolio: retirement, cash flow, and life's big moments.
- Retirement and cash-flow planning
- Equity comp and concentrated stock
- Liquidity-event planning
Tax planning
Proactive, year-round strategy to keep more of what you earn and realize.
Tax planning
Proactive, year-round strategy to keep more of what you earn and realize.
- Ongoing tax-loss harvesting
- Roth and tax-efficient withdrawals
- Income and capital-gains timing
Specialist coordination
We keep your CPA, attorney, and estate team aligned with your plan.
Specialist coordination
We keep your CPA, attorney, and estate team aligned with your plan.
- Oversight across professionals
- Trust and estate coordination
- Clear communication with your team
Lending & liquidity
Tap liquidity without disrupting your portfolio, for a home, a tax bill, or a timing gap.
Lending & liquidity
Tap liquidity without disrupting your portfolio, for a home, a tax bill, or a timing gap.
- Securities-based lending
- Liquidity for major purchases
- Bridge and cash-flow planning
For business owners
Cash management
Managing your money across every horizon: short-term, long-term, and beyond the business.
Cash management
Managing your money across every horizon: short-term, long-term, and beyond the business.
- Short-term cash management
- Longer-term investment management
- Wealth building outside the business
Exit & succession planning
Preparing for the sale, and the transition of ownership and wealth it creates.
Exit & succession planning
Preparing for the sale, and the transition of ownership and wealth it creates.
- Understanding what your business is worth
- Pre-sale and exit readiness
- Succession and ownership transition
Retirement plan structuring
Designing the right tax-advantaged retirement plan for your business, and the owner behind it.
Retirement plan structuring
Designing the right tax-advantaged retirement plan for your business, and the owner behind it.
- Solo & owner-only 401(k)s
- Cash balance & defined benefit plans
- SEP-IRA & profit-sharing plans
Specialist coordination
We keep your CPA, attorney, and deal team aligned, so planning, the business, and a potential sale stay in sync.
Specialist coordination
We keep your CPA, attorney, and deal team aligned, so planning, the business, and a potential sale stay in sync.
- Coordination with your CPA and attorney
- Deal and transaction-team alignment
- One point of contact across advisors
Lending & liquidity
Access capital without disrupting your investments or your company.
Lending & liquidity
Access capital without disrupting your investments or your company.
- Securities-based lending
- Liquidity for business and major purchases
- Balance-sheet and cash-flow strategy